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Investment advisory and financial planning services are offered through Investment advisory services offered by registered individuals through CreativeOne Wealth, a Registered Investment Adviser. CreativeOne Wealth & Gold Standard Wealth Management are unaffiliated entities. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Gold Standard Wealth Management offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Gold Standard Wealth Management and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by CreativeOne. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by CreativeOne.